Avoid These Mistakes With Your Cash, Bonds, and Stocks
And what investors should do instead.
Portfolio Construction
Morningstar’s guidance on managing your investment portfolio. Learn how to find the right portfolio asset allocation for your goals, understand how market conditions can affect your portfolio positioning, and know how to make sound decisions as market conditions change.
Featured Portfolio Construction Articles
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/2OLS3MLLBMTIYCEYJOKJ725MWM.png)
Are International Stocks Worth the Bother?
While correlations have increased and long-term returns have underwhelmed, recent results look a little brighter.
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/HCVXKY35QNVZ4AHAWI2N4JWONA.png)
Why ARKK Shareholders Are Still Underwater
Despite a recent performance rebound, most ARK Innovation ETF investors have lost money.
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/EC7LK4HAG4BRKAYRRDWZ2NF3TY.jpg)
5 Steps to a Minimalist Portfolio
A guide to building an effective, low-maintenance portfolio. Plus, some sample portfolio mixes to help you get started.
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/HU3X6PAILNCOVAUSKMJBJCVK6U.jpg)
They Came. They Saw. They Incinerated Half Their Funds’ Potential Returns.
Tactical allocation funds of funds would have earned twice as much if their managers didn’t trade over the past decade.
Can You Recession-Proof Your Portfolio?
Be sure to have some exposure to one asset class in particular.
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/737HCNGRFLOAN3I7RKGB7VPEKQ.png)
Does the Apple Savings Account Live Up to the Hype?
How it works and what it yields.
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/6ZMXY4RCRNEADPDWYQVTTWALWM.jpg)
The Ultimate Buy and Hold Portfolio
Would stashing away 1986′s stock-market leaders have been a sound investment strategy?
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/7PHQUJPV3FFABM4YJCQDZIZ3WE.jpg)
What’s the Best-Performing Asset Type During a Recession?
While bonds disappointed as diversifiers in 2022, they’ve historically performed well during economic downturns.
Three Lessons From the 60/40 Portfolio’s Stumble
Balanced funds are sometimes dangerous—but can their risks be avoided?
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/LUIUEVKYO2PKAIBSSAUSBVZXHI.png)
Does It Pay to Diversify by Style?
Different styles all have high correlations with the overall market, but that doesn’t translate into identical returns.
What Do Rising Interest Rates Mean for Diversification?
History offers investors key lessons.
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/BU6RVFENPMQF4EOJ6ONIPW5W5Q.png)
Now Available: Morningstar Medalist Rating
How the Morningstar Medalist Rating will simplify strategy search, selection, and workflow monitoring on a broad universe of investments.
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/Y2AVWQ6MONBIXNMFR4SINQZROE.png)
What High Inflation Means for Your Portfolio
History offers key lessons on diversification in times of inflationary pressure.
Why Portfolio Diversification Helped Investors in 2022
The approach wasn’t a cure-all during last year’s brutal market environment, but it helped buffer some losses.
:quality(80)/cloudfront-us-east-1.images.arcpublishing.com/morningstar/5WFC7QPLI3Z7OFQIJYFW66JXOY.png)
Model Portfolios for Short- and Intermediate-Term Goals
Investing for shorter time horizons can be harder than it looks. Here’s how to make sense of it.
Tax-Efficient Retirement-Bucket Portfolios for Fidelity Investors
Featuring solid muni funds and index equity offerings, these portfolios are appropriate for investors’ taxable accounts.
Tax-Efficient Retirement-Bucket Portfolios for Vanguard Investors
The indexing giant’s topnotch tax-managed, index, and municipal-bond funds make tax-friendly portfolios a cinch.
Tax-Efficient Retirement-Bucket Portfolios for T. Rowe Price Investors
The firm’s municipal-bond funds are solid, but we make some trade-offs on the equity side in the name of tax efficiency.
Tax-Deferred Retirement-Saver Portfolios for T. Rowe Price Investors
It’s not the cheapest of the cheap, but it’s still possible to use the firm as a one-stop shop.