An Investing Road Map for Early Career Accumulators
Tips on getting the most bang for your investment dollars when you’re just starting out.
Christine Benz
Christine Benz is Morningstar's director of personal finance and retirement planning and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success. Follow Christine on Twitter: @christine_benz.
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And what investors should do instead.
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While correlations have increased and long-term returns have underwhelmed, recent results look a little brighter.
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Ramit Sethi: Investing Shouldn’t Be Your Identity
The author and personal finance expert discusses his new Netflix show, what it means to have a ‘rich life,’ and why he’s not a fan of budgeting.
Jun 6, 2023
5 Steps to a Minimalist Portfolio
A guide to building an effective, low-maintenance portfolio. Plus, some sample portfolio mixes to help you get started.
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What Higher Yields Mean for Retired ‘Bucket’ Investors
How to manage retirement income distributions in today’s market.
May 31, 2023
Key Statistics About Income and Wealth for the U.S. LGBTQ+ Population
Homeownership rates are lower and poverty rates are higher, especially for transgender people and LGBTQ+ people of color.
May 31, 2023
Joel Tillinghast: The Art of Investing
The legendary Fidelity manager discusses his biggest investing mistake, the implications of AI for portfolio management, and how private equity affects investors in public securities.
May 30, 2023
Can You Recession-Proof Your Portfolio?
Be sure to have some exposure to one asset class in particular.
May 24, 2023
The Best Places to Park Your Short-Term Investments
Yields are important, but so are liquidity considerations and guarantees.
May 24, 2023
Mike Piper: Financial Considerations for People Who Have Enough
How having sufficient assets for one’s own lifetime affects decision-making for investments, charitable giving, estate planning, and taxes.
May 23, 2023
Could Required Minimum Distributions Cause You to Overspend?
The calculations for RMDs are more conservative than many people realize—especially now.
May 19, 2023
How to Sequence Withdrawals in Retirement
Financial planning expert Michael Kitces discusses strategies to help retirees smooth out their tax bills in the drawdown phase.
May 17, 2023
Why You Should Know the Difference Between Risk Tolerance and Risk Capacity
Aligning these concepts can help you make better portfolio decisions.
May 17, 2023
Aswath Damodaran: A Valuation Expert’s Take on Inflation, Stock Buybacks, ESG, and More
The distinguished NYU professor expounds on whether stocks look cheap or dear, market efficiency, and the rise of AI.
May 16, 2023
Why Index Funds and ETFs Are Good for Retirees
Low costs and tax efficiency are obvious pluses, but so are ease of oversight and cash flow extraction.
May 16, 2023
Can You Be Too Young to Invest in a Roth IRA?
The vehicle is tops for tax-free compounding, but young investors need their own income to qualify.
May 12, 2023
Best Practices for Tax-Efficient Portfolio Management
‘Asset location’—deciding which assets go in which accounts—should be a dynamic process, argues financial planning expert Michael Kitces.
May 10, 2023
What’s the Best-Performing Asset Type During a Recession?
While bonds disappointed as diversifiers in 2022, they’ve historically performed well during economic downturns.
May 9, 2023
Michael Kitces: How Higher Yields Affect Asset Allocation and Retirement Planning
The financial planning expert discusses the equity risk premium, tax-efficient retirement drawdown, and where to stash cash in a higher-interest-rate era.
May 9, 2023